FindBetterInternet

Monterey, CA Internet

Internet Providers in Monterey, CA

Compare every internet provider in Monterey, CA: coverage from FCC filings, plan prices checked monthly, and an address check for your street.

Person using internet

The 30-Second Verdict

Updated
XfinityBest overall
Coverage86%Speed Score91
AT&TFastest where available
Coverage82%Speed Score95
Spectrum
Coverage4%Speed Score81
Optimum
Coverage3%Speed Score80
Verizon
Coverage36%Speed Score72
T-Mobile
Coverage44%Speed Score80

Xfinity is the best overall, with cable speeds up to 2,000 Mbps reaching about 28% of the city, while its broader network reaches about 86%. If AT&T’s fiber reaches your address, it is the faster choice, with speeds up to 5,000/5,000 Mbps reaching about 53% of the city.

In the ZIP breakdown, Old Monterey leans strongly toward AT&T fiber, reaching about 62% there, while Xfinity leads 93943 with about 42% coverage and also offers its top cable speed. AT&T fiber is especially prominent in 93944 at about 50% and 93942 at about 60%, making those areas worth checking first. New Monterey, Monterey Heights, and Skyline Forest can vary by block, so do not assume the citywide winner is available at every home. For students near the Middlebury Institute of International Studies at Monterey or Monterey Peninsula College, reliable service matters for Zoom, streaming, and gaming, but apartments may have different wiring, including older DSL or copper infrastructure. Fixed wireless from Verizon, T-Mobile, or AT&T may be useful where wired choices are limited, but coverage changes street to street, so confirm the exact address before ordering.

Best Internet Providers in Monterey, CA

Speeds up to 2,000 Mbps

Plans range $40–$100 /mo * Refreshed Sep 15, 2026See all 5 plans →


Coverage ~86% of cityfastest plan shown reaches ~28%
Connection type Cable
91

Best plan here: 2 Gig — faster than 91% of all internet options in California

  • 2 Gig$100/mo for 60 months (w/ AutoPay & paperless billing, new customers, 5-Year Price Guarantee)Cable2,000 MbpsDownload91Our score$100Per month
  • 1.2 Gig$100/mo for 60 months (w/ AutoPay & paperless billing, new customers, 5-Year Price Guarantee)Cable1,200 MbpsDownload89Our score$100Per month
  • 1 GigCable1,000 MbpsDownload81Our score$50Per month
  • 500 Mbps$45/mo for 60 months, then $55/mo (w/ AutoPay & paperless billing, new customers)Cable500 MbpsDownload80Our score$45Per month
  • 300 Mbps$40/mo for 60 months (w/ AutoPay & paperless billing, new customers, 5-Year Price Guarantee)Cable300 MbpsDownload72Our score$40Per month

Source: Xfinity official site · checked monthly · availability varies by address

SPEED SCORE

91

Among the fastest advertised speeds in the state

This plan’s advertised maximum download ranks near the top of every option filed with the FCC in this state. It is not a measured speed.

Download 2,000 Mbps
Upload 35 Mbps
Typical latency (by technology) Low

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Excellent

Multi-device

Good

Gaming

Good

Whole home

Good

THE TAKEAWAY

Our recommendation for Monterey

Xfinity reaches 85.8% of Monterey with cable service, giving many local households a good chance of qualifying. Cable is a solid, reliable choice here, with the 2 Gig plan offering up to 2000 Mbps download and 35 Mbps upload and a Speed Score of 91/100, well above Monterey’s city average of 60. Exact plan availability varies by address, so confirm which speeds you can receive before signing up.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About Xfinity

Xfinity reaches 85.8% of Monterey, so many local shoppers have a good chance of getting service. Its cable plans offer excellent options for most households, including up to 1,200 Mbps at $100 per month across that coverage area, while the up to 2,000 Mbps plan is available to about 28% of the city. Availability is address-dependent, so check your exact address to see whether the fastest cable option is offered.

Available Plans

89
Cable
1200 Mbps Download
35 Mbps Upload
Coverage 57.3% of city
91
Cable
2000 Mbps Download
300 Mbps Upload
Coverage 28.4% of city

Speeds up to 5,000 Mbps

Plans range $35–$90 /mo * Refreshed Sep 15, 2026See all 5 plans →


Coverage ~82% of cityfastest plan shown reaches ~53%
Connection type Fiber, Fixed Wireless
95

Best plan here: AT&T Internet 5 GIG speed — faster than 95% of all internet options in California

  • AT&T Internet 5 GIG speed$90/mo for 12 months (new AT&T Fiber customers; up to $30 discount applies for 12 months on 1Gb+ plans) · $150 Visa reward cardFiber5,000 MbpsDownload95Our score$90Per month
  • AT&T Fiber 1 GIG speed$50/mo for 12 months (new AT&T Fiber customers; up to $30 off for 12 months; full plan cost due until discount starts within 3 bills) · $150 Visa reward cardFiber1,000 MbpsDownload81Our score$50Per month
  • AT&T Fiber 500Mbps$50/mo for 12 months (new AT&T Fiber customers, $15/mo discount for 12 months applies after up to 3 bill cycles) · $100 Visa reward cardFiber500 MbpsDownload80Our score$50Per month
  • AT&T Fiber 300Mbps$35/mo for 12 months (new customers, with AutoPay & paperless bill discount, wired connection to gateway) · $200 AT&T Visa Reward CardFiber300 MbpsDownload72Our score$35Per month
  • AT&T Internet Air 300 Mbps$40/mo for 12 months (new customers, no annual contract, AutoPay eligible for additional $5/mo discount)Fixed Wireless300 MbpsDownload72Our score$40Per month

Source: AT&T official site · checked monthly · availability varies by address

SPEED SCORE

95

Among the fastest advertised speeds in the state

This plan’s advertised maximum download ranks near the top of every option filed with the FCC in this state. It is not a measured speed.

Download 5,000 Mbps
Upload 5,000 Mbps
Typical latency (by technology) Low

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Excellent

Multi-device

Excellent

Gaming

Excellent

Whole home

Excellent

THE TAKEAWAY

Our recommendation for Monterey

At $90/mo for 12 months, AT&T Internet 5 GIG offers up to 5000 Mbps download and upload with a 95/100 Speed Score, making it a top-tier fiber option and strong value for demanding households. That score is above Monterey’s city average of 60. Fiber availability is address-dependent and reaches about 53% of the city for this plan, while addresses served by Internet Air get up to 300 Mbps download and 30 Mbps upload over fixed wireless, a less capable alternative.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About AT&T

AT&T offers strong value, from $35/mo for up to 300 Mbps to $90/mo for up to 5,000 Mbps, with the fiber plans providing excellent, symmetrical speeds for streaming, gaming, remote work, and large households. Fiber is available to about 53% of Monterey, while Internet Air reaches about 32% with up to 300 Mbps download and 30 Mbps upload, so check your address first because the fixed wireless option may be less consistent for demanding modern use.

Available Plans

95
Fiber
5000 Mbps Download
5000 Mbps Upload
Coverage 53.2% of city
21
Copper
100 Mbps Download
20 Mbps Upload
Coverage 27.0% of city
3
Licensed Fixed Wireless
25 Mbps Download
3 Mbps Upload
Coverage 25.3% of city
1
Copper
10 Mbps Download
1 Mbps Upload
Coverage 12.2% of city
13
Copper
50 Mbps Download
10 Mbps Upload
Coverage 12.0% of city
18
Copper
75 Mbps Download
20 Mbps Upload
Coverage 11.7% of city
21
Licensed Fixed Wireless
100 Mbps Download
20 Mbps Upload
Coverage 6.3% of city
3
Copper
25 Mbps Download
5 Mbps Upload
Coverage 2.4% of city

Speeds up to 1,000 Mbps

Plans range $30–$60 /mo * Refreshed Sep 15, 2026See all 3 plans →


Coverage ~4% of city
Connection type Cable
81

Best plan here: Internet Gig 1 Gig — faster than 81% of all internet options in California

  • Internet Gig 1 Gig$60/mo for 12 months (new residential customers only (no Spectrum service in past 30 days); limited-time offer; not available in all areas)Cable1,000 MbpsDownload81Our score$60Per month
  • Internet Premier 500 Mbps$40/mo for 12 months (new residential customers only (no Spectrum service in past 30 days); limited-time offer; not available in all areas)Cable500 MbpsDownload80Our score$40Per month
  • Internet 100$30/mo for 12 months (new residential customers only (no Spectrum service in past 30 days); limited-time offer; not available in all areas)Cable100 MbpsDownload21Our score$30Per month

Source: Spectrum official site · checked monthly · availability varies by address

SPEED SCORE

81

Among the fastest advertised speeds in the state

This plan’s advertised maximum download ranks near the top of every option filed with the FCC in this state. It is not a measured speed.

Download 1,000 Mbps
Upload 35 Mbps
Typical latency (by technology) Low

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Excellent

Multi-device

Good

Gaming

Good

Whole home

Good

THE TAKEAWAY

Our recommendation for Monterey

Spectrum’s headline Speed Score of 81/100 reflects a reliable cable option for everyday use, including streaming, video calls, and multiple connected devices, with Internet Gig offering up to 1000 Mbps download and 35 Mbps upload. That score is above Monterey’s city average of 60 and is competitive for cable service. Availability is address-dependent, with Internet Gig reaching 3.5% of Monterey, so check your address to confirm whether the 1000 Mbps plan is offered.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About Spectrum

Spectrum’s cable service reaches speeds of up to 1000 Mbps, which is excellent for 4K streaming, gaming, video calls, and busy households. These strong options are address-dependent, however, with availability limited to about 4% of Monterey, so check your address before counting on Spectrum as your best choice.

Available Plans

81
Cable
1000 Mbps Download
35 Mbps Upload
Coverage 3.5% of city

Speeds up to 940 Mbps

Plans range $25–$50 /mo * Refreshed Sep 15, 2026See all 3 plans →


Coverage ~3% of city
Connection type Cable
80

Best plan here: 1 Gig Internet — faster than 80% of all internet options in California

  • 1 Gig Internet$50/mo promotional rate, then $60/mo · $50 Prepaid cardCable940 MbpsDownload80Our score$50Per month
  • 500 Mbps Internet$40/mo promotional rate, then $50/moCable500 MbpsDownload80Our score$40Per month
  • 300 Mbps Internet$25/mo for 12 monthsCable300 MbpsDownload72Our score$25Per month

Source: Optimum official site · checked monthly · availability varies by address

SPEED SCORE

80

Among the fastest advertised speeds in the state

This plan’s advertised maximum download ranks near the top of every option filed with the FCC in this state. It is not a measured speed.

Download 940 Mbps
Upload 50 Mbps
Typical latency (by technology) Low

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Excellent

Multi-device

Good

Gaming

Good

Whole home

Good

THE TAKEAWAY

Our recommendation for Monterey

For households that stream, game, work from home, or connect several devices, Optimum is a solid cable option, with up to 940 Mbps download and 50 Mbps upload on its 1 Gig Internet plan. Its 80/100 Speed Score is above Monterey’s 60 average, making it a competitive choice, while the 500 Mbps plan offers strong performance at a lower promotional price. These plans are shown as available to 3.3% of Monterey, so confirm serviceability at your address before choosing.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About Optimum

Optimum is a strong fit for households that need fast cable internet for streaming, gaming, remote work, and multiple devices, with plans offering up to 940 Mbps download and 50 Mbps upload. These cable options are available to only 3.3% of Monterey, so check your address first, but the 500 Mbps and 1 Gig plans are excellent choices where offered, while the 300 Mbps plan should handle many typical households.

Available Plans

80
Cable
940 Mbps Download
35 Mbps Upload
Coverage 3.3% of city

Speeds up to 300 Mbps

Plans range $60 /mo * Refreshed Sep 15, 2026See all 1 plans →


Coverage ~36% of city
Connection type 5G Fixed Wireless
72

Best plan here: 5G Home — faster than 72% of all internet options in California

  • 5G Home$60/mo for 12 months (w/ Auto Pay & postpaid mobile unlimited plan that includes 5G Ultra Wideband; requires bundle)5G Fixed Wireless300 MbpsDownload72Our score$60Per month

Source: Verizon official site · checked monthly · availability varies by address

SPEED SCORE

72

Mid-pack advertised speed for the state

This plan’s advertised maximum download ranks around the middle of every option filed with the FCC in this state. It is not a measured speed.

Download 300 Mbps
Upload 75 Mbps
Typical latency (by technology) Medium

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Good

Multi-device

Adequate

Gaming

Adequate

Whole home

Good

THE TAKEAWAY

Our recommendation for Monterey

Verizon’s 5G Home fixed wireless service offers up to 300 Mbps download and 75 Mbps upload, which is adequate for streaming, video calls, and everyday browsing, though performance can vary more than with wired connections. Its Speed Score of 72/100 is above Monterey’s city average of 60, making it a competitive option, but availability is address-dependent, so check whether the plan reaches your home.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About Verizon

Verizon’s 5G fixed wireless service offers up to 300 Mbps download and 75 Mbps upload, which is a good fit for streaming, video calls, and everyday browsing, though wireless performance can vary. This option is available to about 36% of Monterey, and its address-dependent coverage means you should confirm availability at your home before ordering, while also checking whether faster fiber or cable service is available nearby.

Available Plans

72
Licensed Fixed Wireless
300 Mbps Download
20 Mbps Upload
Coverage 31.1% of city
13
Licensed Fixed Wireless
50 Mbps Download
5 Mbps Upload
Coverage 5.1% of city

Speeds up to 500 Mbps

Plans range $35–$55 /mo * Refreshed Sep 15, 2026See all 3 plans →


Coverage ~44% of cityfastest plan shown reaches ~30%
Connection type Fixed Wireless
80

Best plan here: T-Mobile Amplified Home Internet 500 Mbps — faster than 80% of all internet options in California

  • T-Mobile Amplified Home Internet 500 Mbps$45/mo for 12 months, then $60/mo (new Internet line, qualifying credit, postpaid voice line required; requires bundle) · $200 virtual prepaid MastercardFixed Wireless500 MbpsDownload80Our score$45Per month
  • T-Mobile All-In Home Internet 500 Mbps$55/mo for 12 months, then $70/mo (new Internet line, qualifying credit, postpaid voice line required; requires bundle) · $200 virtual prepaid MastercardFixed Wireless500 MbpsDownload80Our score$55Per month
  • T-Mobile Rely Home Internet 400 Mbps$35/mo for 12 months, then $50/mo (qualifying credit, postpaid voice line, and new Internet line required; requires bundle) · $200 virtual prepaid MastercardFixed Wireless400 MbpsDownload80Our score$35Per month

Source: T-Mobile official site · checked monthly · availability varies by address

SPEED SCORE

80

Among the fastest advertised speeds in the state

This plan’s advertised maximum download ranks near the top of every option filed with the FCC in this state. It is not a measured speed.

Download 500 Mbps
Upload 60 Mbps
Typical latency (by technology) Medium

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Good

Multi-device

Adequate

Gaming

Adequate

Whole home

Good

THE TAKEAWAY

Our recommendation for Monterey

Households that want fast everyday internet for streaming, work, and multiple connected devices may find T-Mobile’s fixed-wireless service appealing, with up to 500 Mbps download, up to 60 Mbps upload, and a Speed Score of 80/100, above Monterey’s city average of 60. That score is competitive, though fixed wireless can be more affected by signal and network conditions than wired service. The 500 Mbps plans are available to about 30% of Monterey, so check your address to confirm availability and whether the required bundle fits your needs.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About T-Mobile

T-Mobile is a good fit for households that want strong everyday speeds without needing fiber, with fixed wireless plans offering up to 500 Mbps download and a Speed Score of 80/100. The fastest plans are available to about 30% of Monterey, so availability is address-dependent, and you should confirm eligibility at your address before choosing this option.

Available Plans

21
Licensed Fixed Wireless
100 Mbps Download
20 Mbps Upload
Coverage 17.4% of city
3
Licensed Fixed Wireless
25 Mbps Download
3 Mbps Upload
Coverage 12.6% of city

Speeds up to 100 Mbps

Plans range $39.99–$94.99 /mo * Refreshed Sep 15, 2026See all 3 plans →


Coverage ~100% of city
Connection type Satellite
21

Best plan here: Fusion — slower than 79% of all internet options in California

  • Fusion$94.99/mo for the first 12 months, then $119.99/moSatellite100 MbpsDownload21Our score$94.99Per month
  • Select$49.99/mo for the first 12 months, then $74.99/moSatellite50 MbpsDownload13Our score$49.99Per month
  • Lite$39.99/mo for the first 12 months, then $49.99/moSatellite25 MbpsDownload3Our score$39.99Per month

Source: HughesNet official site · checked monthly · availability varies by address

SPEED SCORE

21

Below-average advertised speed for the state

This plan’s advertised maximum download ranks below most options filed with the FCC in this state. It is not a measured speed; faster plans are usually listed here.

Download 100 Mbps
Upload 5 Mbps
Typical latency (by technology) High

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Poor

Multi-device

Poor

Gaming

Poor

Whole home

Poor

THE TAKEAWAY

Our recommendation for Monterey

At $94.99 per month for the first 12 months, HughesNet’s Fusion plan buys you up to 100 Mbps download and 5 Mbps upload, but its 21/100 Speed Score is below Monterey’s 60 city average. Satellite service offers more limited performance and higher latency than wired alternatives, so consider checking other providers available at your address first. Fusion is available to 100% of Monterey, though address-level availability for other technology types can vary.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About HughesNet

At $39.99 to $94.99 per month for the first 12 months, HughesNet offers up to 25 to 100 Mbps download speeds, but its satellite service delivers below-average value for modern heavy streaming, gaming, and work needs. Fusion is the strongest choice at up to 100 Mbps down and 5 Mbps up for $94.99 per month, while Select and Lite cost less but provide up to 50/5 Mbps and 25/3 Mbps, respectively; all plans reach 100% of Monterey, though you should check your address for faster fiber, cable, or other local options before choosing satellite.

Available Plans

21
Gso Satellite
100 Mbps Download
5 Mbps Upload
Coverage 100.0% of city

Speeds up to 55 Mbps

Plans range $69.99–$99.99 /mo * Refreshed Sep 15, 2026See all 2 plans →


Coverage ~100% of city
Connection type Satellite
18

Best plan here: Viasat Essentials — slower than 82% of all internet options in California

  • Viasat EssentialsSatellite55 MbpsDownload18Our score$69.99Per month
  • Viasat UnleashedSatellite34 MbpsDownload13Our score$99.99Per month

Source: Viasat Inc official site · checked monthly · availability varies by address

SPEED SCORE

18

Below-average advertised speed for the state

This plan’s advertised maximum download ranks below most options filed with the FCC in this state. It is not a measured speed; faster plans are usually listed here.

Download 55 Mbps
Upload 4 Mbps
Typical latency (by technology) High

The Speed Score is the percentile of this plan’s maximum advertised download speed among every internet option filed with the FCC in this state. It is not a measured speed test: actual throughput varies by address, wiring and time of day. Enter your full address to see which plans are serviceable at your home.

EST. CAPABILITIES

Streaming

Poor

Multi-device

Poor

Gaming

Poor

Whole home

Poor

THE TAKEAWAY

Our recommendation for Monterey

Viasat is a limited-performance choice compared with alternatives in Monterey, with a headline Speed Score of 18/100 versus the city average of 60. Its Viasat Essentials satellite plan offers up to 55 Mbps download and 4 Mbps upload for $69.99 per month, with availability at about 100% of the city. Because satellite service can have higher latency and this provider’s other plan, Viasat Unleashed, scores 13/100, consider checking what other technologies are available at your specific address first.

Speeds and reach below are what the provider files with the FCC for each technology tier, by census block. The plans it actually sells here, with their own speeds and prices, are under Pricing & Plans; the two can differ.

About Viasat Inc

Viasat Inc is mainly an adequate fallback, so check for faster internet options before choosing it. Its Viasat Essentials plan offers up to 55 Mbps download and 4 Mbps upload for $69.99 per month, while Viasat Unleashed offers up to 34 Mbps download and 4 Mbps upload for $99.99 per month; both are satellite plans with below-average speed scores and availability to about 100% of Monterey, but satellite latency and limited speeds may not suit modern streaming, gaming, or work needs.

Available Plans

21
Gso Satellite
100 Mbps Download
3 Mbps Upload
Coverage 99.8% of city

Cheapest and Fastest Internet Plans in Monterey

All 28 product lines from the 9 providers with published pricing here, showing the price you would be quoted today and what it reverts to.

Showing 10 of 28 plans

  • StarlinkResidential Max 400 Mbps400 MbpsDownload80Our score$130Per month~100%CoverageSatellite
  • Xfinity1.2 Gig$100/mo for 60 months (w/ AutoPay & paperless billing, new customers, 5-Year Price Guarantee)1,200 MbpsDownload89Our score$100Per month~85.8%CoverageCable
  • Xfinity1 Gig1,000 MbpsDownload81Our score$50Per month~85.8%CoverageCable
  • Xfinity500 Mbps$45/mo for 60 months, then $55/mo (w/ AutoPay & paperless billing, new customers)500 MbpsDownload80Our score$45$55Per month~85.8%CoverageCable
  • Xfinity300 Mbps$40/mo for 60 months (w/ AutoPay & paperless billing, new customers, 5-Year Price Guarantee)300 MbpsDownload72Our score$40Per month~85.8%CoverageCable
  • StarlinkResidential 200 Mbps200 MbpsDownload59Our score$85Per month~100%CoverageSatellite
  • AT&TAT&T Internet 5 GIG speed$90/mo for 12 months (new AT&T Fiber customers; up to $30 discount applies for 12 months on 1Gb+ plans) · $150 Visa reward card5,000 MbpsDownload95Our score$90Per month~53.2%CoverageFiber
  • AT&TAT&T Fiber 1 GIG speed$50/mo for 12 months (new AT&T Fiber customers; up to $30 off for 12 months; full plan cost due until discount starts within 3 bills) · $150 Visa reward card1,000 MbpsDownload81Our score$50Per month~53.2%CoverageFiber
  • AT&TAT&T Fiber 500Mbps$50/mo for 12 months (new AT&T Fiber customers, $15/mo discount for 12 months applies after up to 3 bill cycles) · $100 Visa reward card500 MbpsDownload80Our score$50Per month~53.2%CoverageFiber
  • AT&TAT&T Fiber 300Mbps$35/mo for 12 months (new customers, with AutoPay & paperless bill discount, wired connection to gateway) · $200 AT&T Visa Reward Card300 MbpsDownload72Our score$35Per month~53.2%CoverageFiber

Prices are the current promotional rate where one is advertised. Sourced monthly from each provider’s own site; availability varies by address.

Best Fit by Household Type in Monterey

Best Fit

Students & Roommates

Choose Xfinity 300 Mbps for broad availability and straightforward multi-user capacity.

Xfinity reaches about 86% of Monterey, including shared-home options around Middlebury Institute of International Studies.

Check first: Confirm the address, because Xfinity's 2,000 Mbps tier reaches only about 28%.

Best Fit

Remote Workers

Choose AT&T Fiber 1 GIG where available for symmetrical gigabit service.

AT&T fiber reaches about 53% of Monterey and offers 1,000 Mbps download and upload speeds.

Check first: Fiber availability is address-specific despite AT&T's broader overall footprint.

Best Fit

Gamers & Streamers

Choose AT&T Internet 5 GIG where available for the highest listed speed.

Its 5,000/5,000 Mbps fiber tier reaches about 53% of Monterey, supporting heavy simultaneous use.

Check first: The 5,000 Mbps tier is not citywide; verify your address before choosing it.

Best Fit

Rural & Edge-of-City Homes

Choose Starlink Residential 200 Mbps for availability everywhere in Monterey.

Starlink's 200 Mbps plan reaches every address, including homes without wired-provider access.

Check first: Compare wired options first, since local cable and fiber availability varies by address.

Internet Providers by ZIP Code in Monterey

Old Monterey 93940

AT&T is currently the strongest option for Fiber-heavy home offices.

AT&T leads Old Monterey at about 62%, with 5,000/5,000 Mbps fiber listed.

Naval Support Activity Monterey 93943

Xfinity is currently the strongest option for Cable availability.

Xfinity leads this ZIP at about 42%, while AT&T fiber reaches about 29%.

Presidio of Monterey 93944

AT&T is currently the strongest option for Fiber availability.

AT&T fiber reaches about 50% here, compared with Xfinity's two cable entries at about 25% each.

ZIP 93942

AT&T is currently the strongest option for High-speed fiber.

AT&T leads at about 60%, while Xfinity reaches about 30% and Astound Broadband about 3%.

Internet providers near Monterey

Coverage can change completely a few miles down the road. If you’re moving to or shopping just outside Monterey, check the neighboring market directly.

Monterey Internet FAQs

Who is the best internet provider in Monterey, CA?

Xfinity is the best overall: cable up to 2,000 Mbps reaches about 28% of Monterey. If AT&T fiber reaches your address, it is the faster choice, offering 5,000/5,000 Mbps to about 53% of the city.

What is the fastest internet in Monterey, CA?

AT&T is fastest where available, with 5,000/5,000 Mbps fiber reaching about 53% of Monterey. Xfinity is the best overall provider, and its 2,000 Mbps cable tier reaches about 28%.

Which internet provider covers the most of Monterey, CA?

Xfinity covers the most Monterey addresses among non-satellite providers, reaching about 86% of the city. Satellite service from Starlink, HughesNet, and Viasat is available everywhere, but wired Xfinity is the broadest listed footprint.

What is the cheapest internet plan in Monterey, CA?

Optimum 300 Mbps Internet is the cheapest plan at a promotional $25/mo for 12 months, delivering 300 Mbps and reaching about 3% of Monterey. Its low price comes with limited availability, so confirm the exact address before relying on it.

Can I get fiber internet in Monterey?

AT&T fiber reaches about 53% of Monterey, with tiers up to 5,000/5,000 Mbps where available. ZIP data shows especially strong fiber presence in Old Monterey, Presidio of Monterey, and ZIP 93942, but address-level verification remains necessary.

What internet speed do I need in Monterey?

A 300 Mbps plan covers typical streaming, remote work, and shared-home use, while 1,000 Mbps suits heavier simultaneous demand. Monterey options include AT&T fiber at 1,000 Mbps reaching about 53% and Xfinity 1,200 Mbps reaching about 86%.

Which internet provider is best near Monterey Bay Aquarium?

Xfinity's cable footprint reaches about 86% of Monterey, making it the strongest broad-availability choice near the Monterey Bay Aquarium. AT&T fiber can be faster at 5,000/5,000 Mbps, but that tier reaches about 53% and must be checked by address.

How We Analyze Internet in Monterey

FCC Broadband Data

We use the FCC National Broadband Map, updated twice a year with provider-reported coverage at the census block level.

Speed Score

A state-wide percentile of each plan’s maximum advertised download speed against every option filed with the FCC in the state, all technologies on one scale. It is not a measured speed test.

Coverage Calculation

Provider coverage shows what percentage of census blocks in Monterey report service availability from each provider.

Data Coverage for Monterey

ZIP Codes Analyzed:
93940939429394393944
Census Tracts: 12 tracts
Census Blocks: 633 blocks analyzed

How We Calculate Speed Score

The Speed Score is a state-wide percentile from 0 to 100. It answers one question: of every internet option filed with the FCC in this state, across every technology, what share is slower than this plan’s maximum advertised download speed?

What goes in:

  • The plan’s maximum advertised download speed, as the provider files it with the FCC and lists it for sale.
  • Every other serviceable option in the state from the FCC Broadband Data Collection, counted by the census blocks it reaches.

Speed Score = share of the state’s filed options with a lower advertised download speed

A score of 85 means this plan’s advertised speed beats 85% of the options filed in the state. Fiber, cable, DSL, fixed wireless and satellite are all on the same scale, so a 1,000 Mbps plan scores the same whoever sells it.

What it is not: a measured speed test. It does not include latency, upload speed, reliability or congestion. Real throughput at an address varies with wiring, equipment and time of day.

How providers are ordered on this page: each provider’s tier scores are averaged across the census blocks it serves, then multiplied by the share of the city it reaches. Wired providers rank ahead of wireless-only ones, and satellite last, because their filings describe a signal footprint rather than a plant. The same rule sets the title and the 30-second verdict.

Data source: FCC National Broadband Map (Broadband Data Collection), republished roughly twice a year; provider plan lists checked monthly.

How We Calculate Capabilities

Estimated Capabilities predict how well each internet plan supports common household activities based on speed requirements and connection type.

Rating Scale:

  • Excellent – Optimal performance, handles peak usage easily
  • Good – Reliable performance with minimal issues
  • Fair – Functional but may experience slowdowns during heavy use
  • Poor – Not recommended; expect frequent buffering or lag

How We Rate Each Category:

Streaming

Based on download speed. 4K streaming requires 25+ Mbps per stream; HD requires 5+ Mbps. We account for multiple simultaneous streams.

Multi-device

Evaluates total bandwidth capacity divided by typical household device count (phones, tablets, smart TVs, computers). Fiber and cable handle many devices better than DSL or satellite.

Gaming

Considers both upload speed (for sending game data) and latency (ping time). Fiber and cable excel here; satellite connections struggle due to inherent signal delay.

Whole Home

Assesses whether the connection can reliably serve an entire household during peak evening hours. Factors in technology type (shared vs. dedicated bandwidth) and total speed capacity.

Note: Actual performance depends on your specific location, network congestion, and equipment quality.